BURGLARY
It is the total or partial breakage or destruction of any item or mechanism that closes or prevents the entry, from outside or inside, into a property covered by insurance.

BONUS
Reduction in the renewal premium under the insurance policy provided that certain circumstances set out in the relevant policy are met, such as no claims made.

BENEFICIARY
An individual or corporate body as defined in the specific conditions benefitting from the payment by the insurance company under the terms of the insurance policy or from a capitalisation operation.

BASIC COVER
A set of risks that are automatically covered by a given insurance policy. Set of clauses aimed at clarifying, completing or specifying any provisions in the General Conditions.

BODILY INJURY
Any injury that affects the physical or mental health and is likely to cause damage.